What Will I Learn Here About Cycle Accident Compensation?
We are expert solicitors in cycle accident claims and are committed to ensuring victims have all the information they need to get their lives back on track. We help victims receive the compensation, treatment and redhibition they need to fully recover from the physical and emotional impact of their bicycle accident.
On this page, you will learn how bike accident compensation is calculated and how you can make a claim. We have also provided a guide on how much your injuries could be worth and real-life examples of cycle accidents in the UK. Below is a list of critical sections in this cycling accident compensation guide. Click the links to view the information that matters most to you.
- Start Your Claim
- Compensation Calculator
- How Bicycle Compensation is Calculated
- The Process of a Cycle Accident Claim
- Why Being a Cyclist is More Dangerous
- 2022 Highway Code Changes
- How to Make a Bicycle Claim
- Frequently Asked Questions
Start Your Claim for Cycle Accident Compensation
Before we explore how much compensation you might receive for your bike accident, we must understand that every situation differs. Many elements can affect the compensation amounts, from the severity of your injuries to your medical fees and life-changing results. Therefore, we recommend you contact our specialist cycle accident solicitors for accurate advice and information tailored to your case. When you contact us, we can offer a precise compensation assessment based on your specific scenario. Click the button below to start the process and receive free, no-obligation advice.
Compensation Calculator for Cycle Accidents
To provide you with some information about typical cycle accident claim payouts, we have produced a bike accident compensation calculator that displays potential compensation figures. The cycling accident compensation figures have been broken down based on the type of bodily injury the cyclist suffered.
The cycling accident compensation calculator below shows average compensation amounts and should only be used for general guidance. Ultimately, a cycle accident payout will be based on your unique situation, and we recommend seeking official advice from qualified national solicitors before proceeding with a bicycle compensation claim.
Shoulder Injuries
| Injury Type | Min | Max |
| Serious, dislocations, permanent weakness | £15,510 | undefined |
| Moderate, with some limitation/discomfort | £6,380 | £10,340 |
| Minor, recovery within a year | £3,200 | undefined |
| Fracture of the clavicle | £4,180 | £9,900 |
Wrist Injuries
| Injury Type | Min | Max |
| Severe with complete loss of function | £38,500 | £48,400 |
| With significant permanent disability | £19,800 | £31,625 |
| With some permanent disability, pain, stiffness | £10,175 | £19,800 |
| With recovery complete | £3,000 | £6,500 |
| Colles' fracture | £5,450 | £5,995 |
Knee Injuries
| Injury Type | Min | Max |
| Severe, with disruption of the joint | £56,375 | £77,770 |
| Moderate, permanent injury | £42,130 | £56,375 |
| With some instability or deformity | £11,900 | £21,500 |
| With dislocation, torn cartilage, wasting | £7,500 | £13,500 |
| Minor injuries | £1,000 | £7,500 |
Leg Injuries
| Injury Type | Min | Max |
| Total loss of both legs | £194,700 | £227,975 |
| Below-knee amputation of both legs | £162,800 | £218,350 |
| Above-knee amputation of one leg | £84,700 | £111,100 |
| The most serious injuries short of amputation | £77,825 | £110,000 |
| Serious leg injuries | £44,330 | £68,365 |
| With multiple fractures, limited movements | £22,440 | £31,680 |
| Fractures with incomplete recovery | £13,200 | £14,520 |
| Simple fractures | £7,370 | £11,385 |
Neck Injuries
| Injury Type | Min | Max |
| Severe (incomplete paraplegia) | £109,900 | £119,900 |
| Moderate to severe with permanent damage | £53,075 | £105,875 |
| Moderate to severe damage to soft tissues/tendons | £20,185 | £31,130 |
| Fractures and dislocations, limitation of movement | £11,110 | £20,185 |
| Whiplash, disc lesion, need for surgery | £1,110 | £20,195 |
| Whiplash, complete recovery within a few years | £6,380 | £11,110 |
| Whiplash, recover within one to two years | £3,520 | £6,380 |
| Whiplash, recover within one year | £7,370 | £3,520 |
Back Injuries
| Injury Type | Min | Max |
| Severe, not involving paralysis | £73,700 | £130,130 |
| With bladder/bowel impairment etc. | £59,950 | £71,500 |
| With disc lesions, depression & severe pain | £31,350 | £56,375 |
| With crush vertebrae, osteoarthritis, pain | £22,440 | £31,350 |
| With prolapsed discs, laminectomy, some pain | £10,120 | £22,440 |
| With sprains and strains, full recovery expected | £1,705 | £6,380 |
Foot Injuries
| Injury Type | Min | Max |
| Amputation of both feet | £85,000 | £100,000 |
| Amputation of one foot | £42,000 | £55,000 |
| Severe with permanent disability | £42,000 | £55,000 |
| Severe with substantial restriction on mobility | £23,000 | £34,000 |
| Serious with multiple operations | £12,500 | £20,000 |
| With displaced fractures, some deformity | £6,750 | £12,500 |
| Simple fractures, puncture wounds | £3,000 | £6,750 |
Toe Injuries
| Injury Type | Min | Max |
| Amputation of all toes | £18,500 | £28,250 |
| Amputation of the great toe | £14,000 | £15,000 |
| Crush injury just short of amputation | £6,750 | £14,000 |
| Moderate toe fractures | £1,000 | £6,750 |
Achilles Tendon
| Injury Type | Min | Max |
| Severe with restriction of movement | £18,500 | £20,000 |
| Serious with some limitation of movement | £12,500 | £15,500 |
| Moderate with no significant disability | £7,500 | £9,000 |
| Minor soft tissue | £1,000 | £5,000 |
How Is Bicycle Compensation Calculated?
When compensation for a bicycle accident claim is assessed, various factors are considered to calculate the amount a claimant will receive. One of the crucial factors to be evaluated is the extent of the injuries sustained and their impact on the victim. Cyclist compensation will also be calculated based on the claimant's age, with higher payouts typically awarded when the person is younger. Gender is also considered; for example, females typically receive more money than males when they have suffered scarring.
Each bicycle accident claim will be decided based on facts regarding the severity of the sustained cycle injuries. How much you are entitled can depend on how you have been affected by the bicycle accident. A minor injury to one person may be pretty severe to another person, meaning the latter may be able to obtain more cycling accident compensation, especially if there is a psychological development on top of the physical injuries.
As well as damages for injuries, the bicycle accident compensation claim will also consider other losses the cyclist has endured. This can include loss of earnings and damage to personal items such as clothing and helmets. Essential healthcare costs, such as medical and rehabilitation fees, may also be considered. If you have required the services of a support carer, then your cyclist compensation could involve a payout that covers this.
What Is the Process of a Bicycle Accident Claim?
The process of a bicycle accident compensation claim may sound daunting and long-winding, but that's why you should take all the time needed to research and select a specialist solicitor. Any professional legal claims business should have the necessary skills and experience to guide you during the claim. It's not just about guiding you towards a successful compensation payout. It's about making you feel at ease, answering any questions, offering adequate advice, and simplifying the claims process in a way you understand. We know it's essential to be friendly, personable and welcoming, especially when our clients deal with emotional and physical pain.
If you're reading this today, you are already off to a great start. Our cycle accident compensation calculator is an excellent way to commence your claim. While the information here may not be tailored to your circumstances, we hope it has provided a starting point, helping you understand whether you are eligible for a claim and how much you may receive. Your next significant step is contacting a solicitor specialising in your accident sector. We are experts in bike accident claims and will be able to offer free, no-obligation advice as soon as you get in touch with your initial query. From the first point of contact, you should better understand your options and whether the solicitor fits you.
After you've hired a firm, the first step is to build a strong case on your behalf. This will usually start by gaining as much information as possible from yourself by asking questions to gauge how the accident happened, who was involved, and how it has impacted your life. They will then begin by collecting evidence that establishes who was responsible and the injuries caused by the accident. Evidence can come from witness statements, medical records, photographs of injuries, police incident reports, etc. A claim is not just about proving that someone else caused an accident but about showing how it has affected the victim. As our cyclist accident compensation calculator shows, several factors influence a payout, such as where injuries occur and their severity. Solicitors will aim to clearly show how the injuries have negatively impacted your life and why you should be entitled to damages. If claiming for additional losses, such as medical fees, loss of earnings, or damage to personal belongings, evidence should be sought to build a solid case for these particular aspects.
When the solicitors have gained enough information and evidence, they can make a valuation of your claim and will be able to proceed with pre-action protocols. These protocols are the first formal step to taking your claim to the civil claims court. Your firm will complete a Claim Notification Form detailing the accident and why you allege that the other party is responsible. This form is submitted to the other party's insurance company, which will admit or deny liability. If responsibility is accepted, your solicitor will, on your behalf, negotiate a bicycle accident compensation settlement while keeping you updated every step of the way. The settlement process can take time, and an agreement is usually reached. However, if no deal is reached, your solicitor can apply to have a judge decide. Your firm will use all gathered evidence to negotiate a settlement if liability is denied. Once again, if both parties reach an impasse in liability and compensation, the claim will go to the court, where a judge will decide.
If the solicitor firm wins your case, the settlement process will conclude with a payout based on the cycling accident compensation amounts that have been decided or agreed upon. The other party's insurance company will pay the damages, which may take around one month. For more information, please visit our dedicated bicycle accident settlement calculator page.
Why Cycling Is More Dangerous Than Other Forms of Transport
Cycling can be a fun hobby and an exciting, eco-friendly way to travel, but many factors make cyclists more vulnerable than other road users. Bicycles offer little to no protection to riders or pillion passengers in the event of a collision. Cyclists are exposed directly to the impact, making them more susceptible to severe injuries or fatalities in accidents. The lack of safety features like airbags or belts significantly increases the risk of harm. Cycling isn't as dangerous as riding a motorcycle due to the differences in speed and vehicle weight; therefore, motorcyclists are more vulnerable and at greater risk. However, statistics show that cycling is still more dangerous than being a motorist or pedestrian, with accidents leading to higher severe injury or fatality rates.
Infrastructure and road-sharing dynamics are one of the most significant factors contributing to the danger for cyclists. Many UK cities are not built with cycling in mind; instead, they cater to fast motor vehicles. With a lack of dedicated cycle lanes and other proper cycling infrastructure, cyclists are forced to share roads with speedy, heavy vehicles like cars, buses and lorries. Bicycle riders are more difficult for motorists to see, particularly in poor weather conditions or low-light situations, so visibility issues cause many accidents. Motorists are also often guilty of driving dangerously when navigating cycling hazards, such as overtaking at speed, not giving enough room or entering/exiting a junction when passing a cyclist. Additionally, road conditions like potholes, debris or uneven surfaces create significant risks that can affect even the sturdiest of bicycles.
As long as you take the necessary steps to protect yourself and follow the Highway Code and other road and traffic laws, you shouldn't have to cycle in fear or adapt to suit other road users like motorists. The recklessness and negligence of others cause most cycling accidents, so if you've been involved in an accident, speak to one of our solicitors today to see what support is available.
How 2022 Changes to the Highway Code Affect Cyclists
The Highway Code is an essential publication for motorists, cyclists, pedestrians, and anyone who uses the road, including horse riders and mobility scooter users. It provides vital information and guidance on how to use the road safely. The Highway Code is updated regularly to reflect significant changes designed to improve road safety for all users. In January 2022, the Highway Code was updated with some of the most significant changes we've seen for several years. For the scope of this page, we will talk about the changes that affect cyclists specifically.
One of the biggest changes to the Highway Code is the introduction of a hierarchy of road users. This hierarchy outlines the people most at risk in the event of an accident, starting with pedestrians and closely followed by cyclists, horse riders and motorcyclists. HGV drivers are considered to be the least at risk following an accident. While this hierarchy doesn't give priority to road users most at risk, it encourages others to be extra careful when coming across someone higher on the list. If you drive a car or an HGV, for example, you should bear greater responsibility for the danger you can pose to a cyclist.
Another significant change is a new priority for pedestrians at a junction. If you are turning into or from a road where a pedestrian is crossing or waiting to cross, you should give away. This update applies to cyclists as much as it does motorists. Likewise, you should give way if a pedestrian is waiting to cross a zebra crossing. Previously, you only needed to give away if they were already on the crossing.
As a cyclist, you can now drive in the middle of the lane under certain circumstances, such as on quiet roads, in slow-moving traffic, or when approaching a junction. Cyclists have always been able to ride two abreast, but this wording has been improved to address rider safety further. Motorists overtaking a cyclist should leave at least 1.5m of space when driving up to 30mph and a greater distance for higher speeds. Motorists should also not cut across cyclists and avoid turning at a junction if doing so would cause cyclists to stop or swerve. Car drivers and passengers are advised to use their far hands when opening the door to encourage greater awareness when exiting safely, ensuring that the area is clear of vulnerable road users such as cyclists.
How to Claim For a Bike Accident
We hope our cyclist accident compensation calculator provides some valuable information to you. However, if you require more details on bike accident claims and how to proceed, we are more than happy to help you out in any way we can. Making a claim can be complex, but we are committed to taking the stress out of your journey to compensation, allowing you to focus on your recovery.
To help you understand more about what is involved in claiming compensation for a bike accident, we've prepared the following step-by-step breakdown.
- As soon as possible after an accident, you should seek medical attention from your local A&E and GP - your physical and psychological injuries will form the basis of your settlement, so the earlier the full extent of your injuries are assessed, the better.
- Take plenty of pictures and videos of the accident site and your injuries as evidence.
- Collect the contact information of any witnesses who viewed the accident
- Avoid apologising or making any statement that places partial blame on yourself, even when talking to doctors, as the other party can use this to dispute your claim
- Do your research to find a specialist and reputable solicitor firm to handle your bike accident claim
- Before committing to a decision, seek no-obligation advice from accident solicitors
- After you appoint a solicitor to manage your claim, they will do the hard work for you and keep you up-to-date on their progress
- Liaise with your solicitors, ensuring they know every detail about the accident, who was responsible and how it has affected your life - provide them with any evidence that you have collected
- Your solicitors will inform the other party about the claim and seek to claim the maximum amount of compensation
- Both parties will reach a settlement or a judge will make a decision
- You will receive your bike accident compensation
If you are a cyclist and have recently been involved in a bicycle accident, such as getting hit by a car, we look forward to hearing from you and helping you towards a successful compensation claim. With specialist knowledge in this area of the law, our principal solicitor has over 27 years of experience in dealing with cycle accident claims. We are dedicated to providing you with the professional legal advice and service you need to process your claim as quickly and simply as possible.
To begin your cyclist accident compensation claim with our UK solicitors, call us on 0151 724 7121 or leave your details with us via our contact form. We will contact you at a time most convenient for you to discuss your situation and requirements.
Frequently Asked Questions for Cycle Accident Compensation
Our in-depth information and advice above may have answered several questions about cycle accident compensation. For any other common queries, we have compiled a selection of answers to questions that clients often ask us. Don't hesitate to contact our team for tailored advice or any other queries that are not covered.
Am I eligible to make a claim?
Our in-depth guide above explains the factors determining if a cyclist is eligible to claim accident compensation. In summary, you might have a claim if you are a cyclist involved in an accident caused by another party's reckless or negligent actions. Examples of other parties could be a motorist driving dangerously (e.g. speeding or reckless overtaking), pedestrians not looking where they're going, or local authorities who fail to fix potholes or maintain clear signage. If you suffered as a result of the accident, including physical injury and financial loss, you are entitled to compensation. Typically, claims must be made within three years of the accident. You might also be eligible to claim if you are a family member who has lost a loved one from a fatal bicycle accident.
What fees do you charge?
We promise to be upfront about the fees you can expect to pay should you appoint us for your cycle accident compensation claim. Firstly, you can arrange a no-obligation phone call or appointment with one of our solicitors, who can offer free advice. If we take on your claim, you can rest assured that we operate under a No Win, No Fee policy. This policy allows us to work on your behalf without you paying our solicitor fees unless we win your claim. During our initial conversation, we can provide more information about our fees and explain any funding options that are available to you.
Can I claim if I'm partially liable?
Yes, you might still be able to claim compensation even if you were partially liable for the cycle accident, as long as the other party shares some liability. The proportion of your liability will likely affect the compensation you will receive. We will present the strongest possible evidence to ensure you get an amount that accurately reflects the damaging impact of the accident on your life. Any compensation you receive can be valuable in helping you recover from your injuries and financial losses. During the initial consultation with our team, we can provide tailored advice on how partial liability will affect your case.
Case Studies
Cyclist Receives Payout After Dog Incident
Uber Driver and Passenger Ordered to Pay £8,000
Dorset Cyclist Awarded £90,000
